Thatch Insurance

Thatched homes need thatch home insurance. Owning a piece of history comes with the responsibility of looking after it effectively. We can help you do just that.

By providing practical advice and support, we help thatch homeowners make informed decisions and protect their properties effectively.

From risk management advice to support when making a claim, our thatch insurance experts help you through the whole process so you can spend more time doing what matters to you.


Prefer to speak to an Adviser? Call: 01823 250780

Finding specialist Thatch Insurance

Most thatch insurance policies are arranged by specialist insurance brokers like us on behalf of thatch homeowners. This means we offer you our experience and expertise and will have negotiated specialist areas of cover with an insurer to meet your needs. These can include;

Extended alternative accommodation

The planning and rebuilding of a thatch property is a more complicated and drawn out process compared with the rebuild of a standard house. This process is also inevitably going to be stressful so the last thing you want to worry about is the cost of your alternative accommodation. Before you arrange your insurance, check how much your insurer will pay for this type of cover and for how long.


Pre-existing alterations

If a previous owner altered your building without the consent or knowledge of the local authority, you could be forced to return your property to its original state. This is providing that you have made reasonable enquiries about any previous alterations. This is also more likely to occur if your thatch home is also listed. A good policy will reimburse you for the cost restoring your property to its pre-alteration state.


Underwriting knowledge and staff expertise

Many thatch properties are non standard construction and insuring these properties requires a specialist understanding and knowledge of historic building practices. Your property maybe constructed of any of the following or combination of these methods:

  • Brick/Block/Stone
  • Wattle and Daub
  • Cob
  • Clunch
  • Lathe and Plaster
  • Timber clad

Join 1,000s of thatch home owners.

Key thatch insurance policy benefits

  Accidental damage for buildings and contents
✓  Worldwide contents cover
  Alternative accommodation as reasonable & necessary for up to 24 months
  Home emergency and legal cover as standard
  Cover for wood burners in thatch properties

For more information about what’s covered and excluded read the policy documents here.

Download Your FREE Thatch Home Insurance Guide

Have you ever wondered why thatched home insurance is so complicated? Why do insurers ask so many wierd and wonderful questions? Our FREE guide answers all of these questions and more making it easier and quicker to get a quote.

Get a quotation now