Do I Need a Green Card to Drive in Europe?
As if a pandemic hasn’t been enough to deal with, the Brexit deal has rumbled on and with the outcome of leaving the European Union there are now some changes for Brits driving in mainland Europe.
From the 1st January 2021, the laws regarding driving in Europe have changed. To nip over the channel isn’t as easy as hopping on the Eurostar. You will need to contact your car insurance company for a ‘Green Card’.
What is a Green Card?
A Green Card is a physical document which you must take with you when driving abroad. Usually, if you’re driving in EU or EEA countries, your standard insurance might already have you covered. However, if your travel plans include non-EU countries like Albania, Turkey, or Bosnia and Herzegovina, a Green Card is essential.
It is also known as the International Motor Insurance Card, and it is internationally recognised proof that British motorists have the correct insurance cover required for driving in that country. In addition to the Green Card for your car, if you’re towing a trailer or caravan, a separate Green Card is required for that as well.
Is it really Green??
No. It can now be printed on white paper. This means that we can email it to you and you can print a valid copy at home. Don’t forget to do this though, because an electronic version might not be accepted in some countries
What about travelling from Northern Ireland to the Republic of Ireland?
People living in Northern Ireland will require a Green Card if they wish to cross the border into the Republic of Ireland. This will also be the case if you are travelling to the Republic of Ireland from the UK.
What happens if I don’t take a Green Card?
If you are not carrying a Green Card when it is required, then you will not be able to drive legally in any of the countries we’ve mentioned. You may be accused of driving without insurance and could be subject to a fine, have your vehicle seized, or be prosecuted!
Will I have to pay for a Green Card?
This depends on your insurance policy. Some insurers may charge, but many have said they will continue to provide cover for driving in the EU as standard, subject to certain limits, such as the number of trips per year or the length of trip. You will still need to contact your insurance company (or your broker) to obtain a Green Card for the dates that you will be away. Make sure you arrange a Green Card a few weeks before your trip to give your insurer enough time to send it to you. The Green Card will list all the countries it covers, so double-check that your destination is on the list
How long will it take to get a Green Card?
In many cases, particularly if it’s emailed, it should be a fairly quick process; within a couple of days, (although one insurer is currently quoting a month!) There may be many variables to work around whilst everyone adapts to the regulations, so it is therefore advisable to give your insurer or broker as much notice as possible.
European Road Rules: What to Expect
Once you’ve got your Green Card arranged, there are a few other things to keep in mind:
Speed Limits: These vary from country to country, and sometimes even within regions.
Drink Driving: European countries generally have lower blood alcohol limits than the UK. In some places, it’s zero tolerance. Play it safe – if you’re driving, skip the vino.
Tolls and Vignettes: Many European roads, especially in France, Italy, and Switzerland, have tolls. Some countries like Austria and Switzerland require a vignette (a little sticker) to use their highways. You can find these at border crossings or gas stations.
Parking: Parking rules can be a bit of a labyrinth. Look out for colour-coded zones, meters, and restrictions. In some cities, finding a spot is like hunting for a unicorn. Top tip: park and ride systems are your friend.
Roundabouts: Europe loves its roundabouts. They might seem intimidating at first, but they keep traffic flowing smoothly. Just remember, give way to traffic already on the roundabout.
Final Tips for a Smooth Ride
· Navigation: A GPS or a reliable navigation app is essential. Download offline maps in case you drive through an area with poor signal.
· Emergency Kit: Some countries require you to carry an emergency kit, including a warning triangle, high-vis vests, and first aid supplies.
· Documents: Always have your driving licence, passport, insurance details, and Green Card handy. A printed copy of your route and accommodation details can be a lifesaver if technology fails you.
Can I still take my pet abroad?
To make sure your pet is able to travel with you, current government advice is to contact your vet at least 4 months in advance.
For more information about driving in the EU, please refer to the government website: https://www.gov.uk/guidance/driving-in-the-eu-from-1-january-2021 or call us on 01823 250702.
For queries around your car insurance, or for a new car insurance quote, contact us: 01823 250700
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