Bonfire? BBQ? Check your thatch insurance policy!

The days are longer, the sunshine stronger and with lockdown restrictions easing, it’s time for a BBQ in the garden with loved ones. Or perhaps you’ll be lighting a bonfire to keep warm as you socialise outdoors? Just remember, if your home is thatched, some insurers will have certain safety precautions to follow when considering fires in your garden.

By being aware of the following guidelines, you can host a garden gathering without being at risk of invalidating your insurance policy:

Keep your distance

Before you light a bonfire, fire pit or chiminea be sure to check your distance from your house. Many insurance policies can state an ideal distance of the fire from your home. It’s worth giving us a call to check the limitations on your individual policy.

Waterworks

Have a bucket of water or hosepipe close to hand and do not ever leave any form of fire unattended. Sadly, it may only take one fly-away spark to land on your thatched roof to cause a fire.

Is it essential?

Do you really need to light a bonfire? Remember that most garden waste, like grass cuttings and leaves can be recycled by composting. There are also council-led initiatives where they will regularly collect your garden waste.